How do you control your closet shopping? Do you have a budget? You know, that thing called a limit on how much you can afford to spend on clothes and accessories each pay day without having to eat Ramen noodles till the next pay day. Setting up a checking account with a debit card just for buying for your closet is a good way to control and manage your savvy buying and shopaholic ways.
Fashion Buyers have a budget to manage and are held accountable for being financially responsible. A Buyer wouldn’t last long if they constantly went over budget? They have to make some tough decisions on what to buy even if when there are soooo many cute clothes to choose from.
If you work for a company and have direct deposit, you can have a certain percent or specific dollar amount automatically deposited in your closet account every pay day. For birthdays, anniversaries, and special events, request cash to be deposited in your Closet Account. As A Savvy Buyer, you can get a lot more for your money than someone who buys you a gift (at MSRP) that winds up in your Regift bin.
If you work for a company and have direct deposit, you can have a certain percent or specific dollar amount automatically deposited in your closet account every pay day. For birthdays, anniversaries, and special events, request cash to be deposited in your Closet Account. As A Savvy Buyer, you can get a lot more for your money than someone who buys you a gift (at MSRP) that winds up in your Regift bin.
Force yourself to spend only what you have budgeted for clothes & accessories. Save your big spending for end of season shopping (lowest prices). Don’t succumb to pressure and debt if you really can’t afford to pay cash for an item-- especially another purse or pair of shoes you don’t really need.
Make a commitment to NOT use credit cards for your closet buys. Years later, you can still be paying for clothes you no long wear, have given away, or can't fit.
Open your Closet {Debit Card} Account and start shopping debt free!
it's so good to see another blogger in the fashion/style space focusing on responsible shopping and personal financial. something you don't see enough of in my opinion. i create a wish list of new things i want each season and determine how much i'm going to spend on each. when i had a steady paycheck, i used the cash envelope method. i had a monthly spending amount for clothes and tucked that amount in the envelope. looking good doesn't have to bankrupt you.
ReplyDeletethank you for adding me to your blog list! i'm looking forward to building our relationship.